Understanding the third card rule in Baccarat
The object in a game of baccarat is to successfully wager on the hand that you think will have the highest total value. There are three types of hands: banco (bank), punto (player) and standoff. The dealer will give each player two cards, first to the player hands and then to the banker hands. Face cards and 10s have no value. This is because the value of a double digit card/hand ignores the first digit and only takes the second. With a 10, the 1 is ignored and only the zero is counted. Aces are worth 11. Remember this by thinking of blackjack, where 10s and face-cards are both worth 10 points and aces all worth 11 or (or 1 in a soft hand). In baccarat, because only the 2nd digit is counted, the ace is naturally only worth a single point.